'My Cousin Died of Drowning in US. Insurance Firm Denied Claim Citing Suicide'
Bajaj Allianz refused my cousin's insurance claim citing suicide, contrary to the Cleveland Police's investigation.
By: AHMED MOHAMMED
Earlier this year, tragedy struck our family when my younger brother, Abdul Arfath Mohammed, went missing from Cleveland, Ohio.
Arfath, who had come to the US from Hyderabad to pursue his studies at Cleveland State University, was reported missing on 7 March 2024. As his elder cousin living in Washington, DC, I had promised my uncle, Mohammed Saleem, that I would be there to support and guide Arfath as he pursued his dreams in a foreign land.
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After nearly two months, I received the Cleveland Coroner’s report, which confirmed the cause of death as "drowning", adding "in a manner undetermined".
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Then, on 8 November, we received a registered letter from Bajaj Allianz informing us that the claim could not be processed, citing “suicide” as the reason for denial.
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